FIRE calculators
Your FIRE number, and three ways to reach it. Each calculator shows the math and gives you a link to share.
Calculators
Coast FIRE calculator
How much you need invested today so that, without adding another dollar, your portfolio grows into your full retirement number.
Example result
Coast FIRE at age 49
Coast FIRE number today: $263,555
Try your numbersFIRE calculator
Your financial independence number, and the month you reach it if you keep investing at today's pace.
Example result
Financially independent at 53
FIRE number: $1,000,000
Try your numbersBarista FIRE calculator
How much sooner you can leave full-time work if a part-time job or side income covers part of your spending.
Example result
Barista FIRE at 46
Barista FIRE number: $500,000
Try your numbersFIRE number calculator
How much you need invested to live off your portfolio for good, from Lean FIRE to Fat FIRE, after any other income you expect.
Example result
Your FIRE number: $1.25M
At 3.5%, for 40+ years: $1,428,571
Try your numbersThree roads to the same place
Full FIRE means your investments cover all your spending. With the 4% rule that takes about 25 times what you spend in a year.
Coast FIRE means you have invested enough early that growth alone will reach your full number by a normal retirement age. You keep working, but only to cover today.
Barista FIRE means you leave full-time work once investments cover most of your costs, and part-time income covers the rest, often with health insurance attached.
Read before you calculate
Every calculator
FIRE
Retirement income