Retirement income calculators
Turn a portfolio into a paycheck. See how long it lasts, what you can safely spend and how it holds up in thousands of markets.
Calculators
How long will my money last?
Enter what you have and what you plan to spend each year. See the age your savings run out, or whether they never do.
Example result
Your money lasts to age 87
Withdrawal rate: 6%
Try your numbersRetirement withdrawal calculator
The most you can withdraw each year, rising with inflation, so your savings last exactly as long as you need.
Example result
$49,017 a year
First-year withdrawal rate: 4.90%
Try your numbersMonte Carlo retirement calculator
Run your plan through 2,000 simulated markets, good and bad, and see how often your money lasts.
Example result
77% chance it lasts
Withdrawal rate: 4%
Try your numbersRetirement savings calculator
What your savings and monthly investing grow to by retirement, and the income that pays you every year.
Example result
$1.07M at 65
You put in: $470,000
Try your numbersThe questions every retiree asks
How long will it last? Start from what you have and what you plan to spend, and see the age the money runs out, or whether it never does.
How much can I spend? Start from how long it must last, and get the yearly amount, rising with inflation, that empties the account on schedule or leaves a legacy.
What if markets turn? Steady returns hide the real risk: a bad decade early on. The Monte Carlo calculator runs 2,000 different markets to show how often your plan survives.
Will I have enough? Before retirement, see what your savings and monthly investing grow to, and the income they pay.
Read before you calculate
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FIRE
Retirement income